A loan that backs you

Get a personal or business loan that meets you where you are — quick to access, built around your life.

Get an offer

No paperwork, no long wait

Find the right loan for you

Whether it is a personal expense, an SME move, or a fast loan you need today, apply online and see your terms before you commit.

Personal Loans

Sort urgent bills, rent gaps, school fees, medical needs, home repairs, or other personal expenses with a loan you can plan around.

Apply for personal loan

Personal Loans

Sort urgent bills, rent gaps, school fees, medical needs, home repairs, or other personal expenses with a loan you can plan around.

Apply for personal loan

Business / SME Loans

Get support for stock, equipment, supplier payments, cash flow, or the next business move you have been planning.

Explore business loans

Business / SME Loans

Get support for stock, equipment, supplier payments, cash flow, or the next business move you have been planning.

Explore business loans

Instant Loans

When the need cannot wait, Renmoney helps you get up to ₦1 Million without running around; zero paperwork, zero stress.

Start application

Instant Loans

When the need cannot wait, Renmoney helps you get up to ₦1 Million without running around; zero paperwork, zero stress.

Start application

Get a Loan in 4 Steps

Complete your online loan application in a few steps and review every term before you accept.

Start Online

Open the Renmoney app or web application and tell us the loan support you need.

Complete KYC

Share the details we need to confirm your identity and assess your application securely.

Review Offer

If you qualify, review your eligible amount, rate, fees, tenor, repayment dates, and total amount payable.

Accept Terms

Accept the offer only when the terms work for you, then follow the in-app steps to complete your request.

Start now

Built On Trust

We check your details to keep you protected and offer terms that work for you.

Ready Before You Apply

Have your BVN, ID, and bank details ready before you apply.

Ready Before You Apply

Have your BVN, ID, and bank details ready before you apply.

Transparent Terms

You see the key terms before you accept.

Transparent Terms

You see the key terms before you accept.

Flexible Repayment

See your repayment schedule upfront and choose a plan that works for you before accepting your loan.

Flexible Repayment

See your repayment schedule upfront and choose a plan that works for you before accepting your loan.

Loan Questions, Answered

How Much Can I Borrow?

Your eligible amount depends on the details you share and our assessment. Fast Loans go up to ₦1 Million, and your exact offer is shown before you accept.

Who Can Apply?

What Documents Do I Need?

How Fast Can I Get My Loan?

How Flexible Is Repayment?

Can Businesses Apply?

Get Renmoney

Access loans, save, pay bills, send money, and manage your card from one secure app built for everyday Nigerians.

Download App

Get Renmoney

Access loans, save, pay bills, send money, and manage your card from one secure app built for everyday Nigerians.

Download App

Get Renmoney

Access loans, save, pay bills, send money, and manage your card from one secure app built for everyday Nigerians.

Download App